Merchants Services

In-Store Payments

Through our nationwide network, we provide our merchant clients with high-tech GPRS and Wi-Fi point-of-sale devices that accept various local and international payment cards and support Near Field Communication (NFC) and mobile payments. By doing so, we enable merchants to lend a new payment method with end-to-end management from the moment a payment is made until it reaches their accounts.

We also extend QR code payment services, which allow merchants to receive payments by scanning their QR code using specified mobile applications.

Helping merchants to overcome geographical boundaries and keep pace with3rd-1

e-commerce advances, we offer an online payment gateway that is connected

to the payment network of Visa, Mastercard, and the Central Bank of Iraq to

facilitate safe and reliable online payment transactions conducted through merchant

websites and applications. Our payment gateway provides the ultimate security for

processed transactions thanks to the security tools presented by ‘Visa Secure’ and ‘

Mastercard SecureCode’ – which verify each transaction with a password.

Moreover, we deploy solutions that protect user data while shopping online by

supporting the tokenization service, which is used to complete recurring payments,

subscriptions, and bill settlements.

We supply our merchants with a broad range of value-added services that facilitateValue-Added Services

and enhance their businesses, as well as deliver the best solutions to guarantee their

customer satisfaction. These include:

  • Dynamic Currency Conversion (Cardholder Preferred Currency)

This service allows merchants to offer customers holding foreign cards the additional

option of paying in their own currency, while merchants receive payments in their local currency.

  • POS and Cashier System Integration

This service accelerates the payment process and mitigates human errors associated

with manually entering a transaction amount.

  • Call Center Service

Our call center is available 24/7 to offer continuous support and training to merchants.

Moreover, we lend an array of other services that fulfill the needs of merchants and their

customers, such as anti-fraud reports and solutions.

Agent Network

We own a wide network of point-of-cash agents and centers that offer salary Point-Of-Cash Agents And Centers

disbursement services for retirees, state employees, and individuals of

governmental and private banks, as well as disbursement of the grants

and subsidies provided by state institutions and humanitarian organizations.

These services can be delivered regardless of the card issuer since the company’s

systems are connected to the Iraqi National Switch and Mastercard and

Visa networks. Our point-of-cash agent network encompasses over

4,500 locations distributed  across Iraq to ensure greater consumer outreach.

To join our agent network, please submit a completed application via the link here,

and our team will contact you promptly.

We own a wide network of card distribution agents for different e-payment cardsSWITCH E-Payment Card Agents

issued by SWITCH. We offer agents additional services to develop their client businesses

, including issuing and activating various SWITCH e-payment cards; reloading

card balances, and selling non-reloadable online shopping cards. Our network comprises

more than 2,000 agents across all governorates of Iraq.

To join our agent network, please submit a completed application via the link here,

and our team will contact you promptly

Our widespread network of e-voucher and gift card distribution agents caters toE-Voucher And Gift Card Distribution Agents

consumers across all Iraqi governorates, selling different types of e-vouchers and

gift cards – including iTunes, Google Play, PlayStation, PUBG, Facebook, Skype,

and many others, as well as phone recharge vouchers. To join our agent network,

please submit a completed application via the link here,  and our team will contact

you promptly.

As a main dealer of MoneyGram, we extend an international remittancInternational Remittance Agents

service  through our money transfer locations and the SWITCH App.

To join our agent network, please submit a completed application

via the link here,  and our team will contact you promptly.