Merchants Services
Merchants Services
Through our nationwide network, we provide our merchant clients with high-tech GPRS and Wi-Fi point-of-sale devices that accept various local and international payment cards and support Near Field Communication (NFC) and mobile payments. By doing so, we enable merchants to lend a new payment method with end-to-end management from the moment a payment is made until it reaches their accounts.
We also extend QR code payment services, which allow merchants to receive payments by scanning their QR code using specified mobile applications.
Helping merchants to overcome geographical boundaries and keep pace with
e-commerce advances, we offer an online payment gateway that is connected
to the payment network of Visa, Mastercard, and the Central Bank of Iraq to
facilitate safe and reliable online payment transactions conducted through merchant
websites and applications. Our payment gateway provides the ultimate security for
processed transactions thanks to the security tools presented by ‘Visa Secure’ and ‘
Mastercard SecureCode’ – which verify each transaction with a password.
Moreover, we deploy solutions that protect user data while shopping online by
supporting the tokenization service, which is used to complete recurring payments,
subscriptions, and bill settlements.
We supply our merchants with a broad range of value-added services that facilitate
and enhance their businesses, as well as deliver the best solutions to guarantee their
customer satisfaction. These include:
- Dynamic Currency Conversion (Cardholder Preferred Currency)
This service allows merchants to offer customers holding foreign cards the additional
option of paying in their own currency, while merchants receive payments in their local currency.
- POS and Cashier System Integration
This service accelerates the payment process and mitigates human errors associated
with manually entering a transaction amount.
- Call Center Service
Our call center is available 24/7 to offer continuous support and training to merchants.
Moreover, we lend an array of other services that fulfill the needs of merchants and their
customers, such as anti-fraud reports and solutions.
Agent Network
Agent NetworkWe own a wide network of point-of-cash agents and centers that offer salary 
disbursement services for retirees, state employees, and individuals of
governmental and private banks, as well as disbursement of the grants
and subsidies provided by state institutions and humanitarian organizations.
These services can be delivered regardless of the card issuer since the company’s
systems are connected to the Iraqi National Switch and Mastercard and
Visa networks. Our point-of-cash agent network encompasses over
4,500 locations distributed across Iraq to ensure greater consumer outreach.
To join our agent network, please submit a completed application via the link here,
and our team will contact you promptly.
We own a wide network of card distribution agents for different e-payment cards
issued by SWITCH. We offer agents additional services to develop their client businesses
, including issuing and activating various SWITCH e-payment cards; reloading
card balances, and selling non-reloadable online shopping cards. Our network comprises
more than 2,000 agents across all governorates of Iraq.
To join our agent network, please submit a completed application via the link here,
and our team will contact you promptly
Our widespread network of e-voucher and gift card distribution agents caters to
consumers across all Iraqi governorates, selling different types of e-vouchers and
gift cards – including iTunes, Google Play, PlayStation, PUBG, Facebook, Skype,
and many others, as well as phone recharge vouchers. To join our agent network,
please submit a completed application via the link here, and our team will contact
you promptly.
As a main dealer of MoneyGram, we extend an international remittanc
service through our money transfer locations and the SWITCH App.
To join our agent network, please submit a completed application
via the link here, and our team will contact you promptly.